OUR GOAL IS TO HELP YOU ACHIEVE YOURS
Build Your Personalized Financial Plan
At SBAIP, we recognize that financial decisions are deeply personal. Rather than offering a one-size-fits-all analysis, we collaborate with you to craft a comprehensive financial plan tailored to your unique goals and circumstances.
Financial Wake-Up Test
Do you know what to do with your money?
Scenario: Imagine you receive a $100 gift on the first day of every month.
What will you do with it?
Imagine you receive a $100 gift on the first day of every month. How you would spend it each month? Now, here’s the wake-up call: On Month 13, you unexpectedly pass away for any reason.
How would those monthly gifts impact the future of your family (children, spouse, parents, etc.)? How will they cover funeral costs, daily expenses, and other needs? Your answer to this question is exactly what you are currently doing with your money regarding your future and the legacy you leave behind.
A Financial Need Analysis (FNA) could reveal how your current spending decisions impact your family’s financial future.
What You May Do with It?
Example 1: A 35-year-old male could get a Life Insurance and leaves $500,000 benefit for his loved ones, even if something happened on the second month.
A 35-year-old female could get the same Life Insurance and leaves $650,000 under the same circumstances.
Want to know how this applies to you specifically?
Example 2: Let us make it a $200 gift you give to yourself every month! When turning 65:
A 35-year-old male or female could open a monthly conservative investment account that may reach an Ending Balance of $ 301,906.84.
Why a Personalized Plan Matters
Life's financial journey encompasses various milestones—buying a home, saving for education, planning for retirement, and more. A personalized financial plan serves as your roadmap, guiding you through these decisions with clarity and confidence.
Our Collaborative Planning Process
- Understanding Your Goals: We begin by discussing your short-term and long-term objectives, whether it's purchasing a home, starting a business, or ensuring a comfortable retirement.
- Assessing Your Current Financial Landscape: We'll review your income, expenses, assets, and liabilities to gain a clear picture of your financial standing.
- Developing a Strategic Plan: Based on your goals and financial situation, we'll outline actionable steps, including budgeting strategies, savings plans, investment options, and risk management techniques.
- Implementing and Monitoring: Together, we'll put the plan into action and regularly review its progress, making adjustments as needed to stay aligned with your evolving goals.
Take the First Step
Embarking on your financial planning journey is a proactive move towards securing your future. To get started, please complete our Personal Financial Planning Form with the help of one of our Advisors. This will provide us with essential information to tailor a plan that aligns with your aspirations.